CUSTOMISE MY PLAN
Our medical cover provides a superior Annual Limit for all Basic Benefits and Optional Outpatient Benefits. The plan offers unlimited lifetime claims for all basic benefits and most optional benefits, and is guaranteed renewable up to age 100 regardless of any eventual changes to your health.
Before we continue
To start your application, we will ask you some basic personal information, including your HKID and contact details. To assess your application, you will also need to tell us your height & weight.
Proceed
CHOOSE ACCOMMODATION ROOM TYPE
WARD
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Ward level, adjustment factors applicable in additional to the reimbursement percentage are as follows:
Semi-Private: 50%, Private 25%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsSEMI-PRIVATE
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Semi-Private Room level, adjustment factors applicable in additional to the reimbursement percentage are as follows: Private 50%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsPRIVATE
ROOMiThis benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital
View Benefits DetailsCHOOSE DEDUCTIBLE OPTIONiCigna will start paying for the covered medical expenses once the deductible amount has been reached. The deductible will be covered either by you or your other insurance plan(s).
4 Annual Deductible Options to suit your budget and complement any existing cover.
HK$30,000
HK$50,000
HK$100,000
HK$150,000
CHOOSE ACCOMMODATION ROOM TYPE
WARD
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Ward level, adjustment factors applicable in additional to the reimbursement percentage are as follows:
Semi-Private: 50%, Private 25%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsSEMI-PRIVATE
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Semi-Private Room level, adjustment factors applicable in additional to the reimbursement percentage are as follows: Private 50%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsPRIVATE
ROOMiThis benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital
View Benefits DetailsCHOOSE DEDUCTIBLE OPTIONiCigna will start paying for the covered medical expenses once the deductible amount has been reached. The deductible will be covered either by you or your other insurance plan(s).
4 Annual Deductible Options to suit your budget and complement any existing cover.
HK$30,000
HK$50,000
HK$100,000
HK$150,000
CHOOSE ACCOMMODATION ROOM TYPE
WARD
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Ward level, adjustment factors applicable in additional to the reimbursement percentage are as follows:
Semi-Private: 50%, Private 25%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsSEMI-PRIVATE
ROOMiIf the person insured is confined to a higher level of hospital facilities and services than Semi-Private Room level, adjustment factors applicable in additional to the reimbursement percentage are as follows: Private 50%. This benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital.
View Benefits DetailsPRIVATE
ROOMiThis benefit will not be payable for hospitalization in a suite / VIP/ deluxe room of a hospital
View Benefits DetailsCHOOSE DEDUCTIBLE OPTIONiCigna will start paying for the covered medical expenses once the deductible amount has been reached. The deductible will be covered either by you or your other insurance plan(s).
4 Annual Deductible Options to suit your budget and complement any existing cover.
HK$30,000
HK$50,000
HK$100,000
HK$150,000
Total:
Guaranteed lifetime renewal
Up to HK$1 million annual medical coverage for hospital and surgical expenses