Before we continue

To start your application, we will ask you some basic personal information, including your HKID and contact details. To assess your application, you will also need to tell us your height & weight.

Proceed

Promo Confirmation

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ME SPOUSE CHILD

SELECT A PLAN FOR ME

^*The following amount shown has not included the premium refund. For more details, please contact our Telemarketing Sales Representative.
Call 8100 2261 to learn more!

	Recommended Plan	Recommended Plan	Recommended Plan	Recommended Plan
Plan details
	Show details Hide details	Show details Hide details	Show details Hide details	Show details Hide details
Certification Number	F00016-(01-04)-000-04 F00016-05-000-03	F00016-(06-08)-000-02	F00012-01-000-03	S00031-01-000-02
Ward Class	Semi-Private or lower	Standard Ward	SMM benefit limited to Standard Ward, otherwise no restriction	No restriction
Annual Benefit Limit	$30,000,000	$5,000,000	$1,000,000	$420,000
Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit
Hospitalization benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Surgical benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Diagnostic Imaging Tests	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Non-surgical Cancer Treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Psychiatric treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Enhanced Benefit: Outpatient kidney dialysis	Full compensation	Full compensation	Full compensation
Enhanced Benefit: Home nursing for Confinement	$1000 per day Maximum 90 days per Policy Year	$800 per day Maximum 90 days per Policy Year	$700 per day Maximum 15 days per Policy Year
Annual Deductible options	$0 \| $15,000 \| $25,000 \| $50,000\| $75,000	$0 \| $15,000 \| $25,000
First Year Premium ( off discount)	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	HK$ HK$ HK$ per month HK$ per annum Select	HK$ HK$ HK$ per month HK$ per annum Select

CHOOSE DEDUCTIBLE OPTIONiThe deductible can be covered whether by you or your other insurance plan(s). Flexi Plan (Superior) features 5 deductible options, please refer to the product brochure or relevant Policy document for details.

We provide the below Annual Deductible Options to suit your budget and complement any existing cover, if you are looking for other amount of Deductible Options, please contact us on (852) 8100 2261.

HK$15,000

HK$25,000

HK$50,000

HK$75,000

HK$15,000

HK$25,000

Apply Online

SELECT A PLAN FOR SPOUSE

^*The following amount shown has not included the premium refund. For more details, please contact our Telemarketing Sales Representative.
Call 8100 2261 to learn more!

	Recommended Plan	Recommended Plan	Recommended Plan	Recommended Plan
Plan details
	Show details Hide details	Show details Hide details	Show details Hide details	Show details Hide details
Certification Number	F00016-(01-04)-000-04 F00016-05-000-03	F00016-(06-08)-000-02	F00012-01-000-03	S00031-01-000-02
Ward Class	Semi-Private or lower	Standard Ward	SMM benefit limited to Standard Ward, otherwise no restriction	No restriction
Annual Benefit Limit	$30,000,000	$5,000,000	$1,000,000	$420,000
Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit
Hospitalization benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Surgical benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Diagnostic Imaging Tests	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Non-surgical Cancer Treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Psychiatric treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Enhanced Benefit: Outpatient kidney dialysis	Full compensation	Full compensation	Full compensation
Enhanced Benefit: Home nursing for Confinement	$1000 per day Maximum 90 days per Policy Year	$800 per day Maximum 90 days per Policy Year	$700 per day Maximum 15 days per Policy Year
Annual Deductible options	$0 \| $15,000 \| $25,000 \| $50,000\| $75,000	$0 \| $15,000 \| $25,000
First Year Premium ( off discount)	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	HK$ HK$ HK$ per month HK$ per annum Select	HK$ HK$ HK$ per month HK$ per annum Select

CHOOSE DEDUCTIBLE OPTIONiThe deductible can be covered whether by you or your other insurance plan(s). Flexi Plan (Superior) features 5 deductible options, please refer to the product brochure or relevant Policy document for details.

We provide the below Annual Deductible Options to suit your budget and complement any existing cover, if you are looking for other amount of Deductible Options, please contact us on (852) 8100 2261.

HK$15,000

HK$25,000

HK$50,000

HK$75,000

HK$15,000

HK$25,000

Apply Online

SELECT A PLAN FOR CHILD

^*The following amount shown has not included the premium refund. For more details, please contact our Telemarketing Sales Representative.
Call 8100 2261 to learn more!

	Recommended Plan	Recommended Plan	Recommended Plan	Recommended Plan
Plan details
	Show details Hide details	Show details Hide details	Show details Hide details	Show details Hide details
Certification Number	F00016-(01-04)-000-04 F00016-05-000-03	F00016-(06-08)-000-02	F00012-01-000-03	S00031-01-000-02
Ward Class	Semi-Private or lower	Standard Ward	SMM benefit limited to Standard Ward, otherwise no restriction	No restriction
Annual Benefit Limit	$30,000,000	$5,000,000	$1,000,000	$420,000
Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit	No Lifetime Benefit Limit
Hospitalization benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Surgical benefits	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Diagnostic Imaging Tests	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Prescribed Non-surgical Cancer Treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Psychiatric treatments	Full compensation	Full compensation	Enhanced cover	Standard VHIS cover
Enhanced Benefit: Outpatient kidney dialysis	Full compensation	Full compensation	Full compensation
Enhanced Benefit: Home nursing for Confinement	$1000 per day Maximum 90 days per Policy Year	$800 per day Maximum 90 days per Policy Year	$700 per day Maximum 15 days per Policy Year
Annual Deductible options	$0 \| $15,000 \| $25,000 \| $50,000\| $75,000	$0 \| $15,000 \| $25,000
First Year Premium ( off discount)	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	Starting from HK$ HK$ HK$ per month HK$ per annum Select For this plan you will need to choose deductible level.	HK$ HK$ HK$ per month HK$ per annum Select	HK$ HK$ HK$ per month HK$ per annum Select

CHOOSE DEDUCTIBLE OPTIONiThe deductible can be covered whether by you or your other insurance plan(s). Flexi Plan (Superior) features 5 deductible options, please refer to the product brochure or relevant Policy document for details.

We provide the below Annual Deductible Options to suit your budget and complement any existing cover, if you are looking for other amount of Deductible Options, please contact us on (852) 8100 2261.

HK$15,000

HK$25,000

HK$50,000

HK$75,000

HK$15,000

HK$25,000

Apply Online

Apply Code

PLAN NAME	PER ANNUM PER MONTH

Total STANDARD RATE HK$0		FIRST MONTH PREMIUM HK$0
Total STANDARD RATE HK$0		FIRST YEAR PREMIUM HK$ 0