Preparing For Study Abroad: Things You Need To Know
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Preparing For Study Abroad: Things You Need To Know

9 Mins read
cigna-teamAuthorCigna Team

Sending your children to study abroad is a smart investment that will boost their career prospects and gain invaluable experience. It is a good time for the children to learn to be independent while living away from home and also to improve their English language skills.

Before making any decision, parents should speak to their children about where they prefer to further their studies. There are several things that they should know before studying abroad, including the destinations, admission process and the programs available.

United Kingdom, United States and Australia have typically been the top study abroad destinations for students from Hong Kong. Below’s a quick overview of different systems and things to know before deciding where to go.

 

Term begins - ends

Entry Exam

Years to take for a bachelor’s degree 

Tuition Fees*

Australia

Feb - Nov

/

3 years (4 years for professional programs

such as LLB and Medical)

HKD$140,000 - $220,000

UK

Sep/Oct - May/Jun

UCAS

3 years (4 years for professional programs

such as LLB and Medical)

HKD$110,000 - $360,000

USA

Aug - Jun

SAT/ACT

4 years

HKD$200,000-400,000


*For reference only. Fees may vary according to different institutions and fluctuating currency exchange rate.

How can parents and their children prepare for studying abroad?

  1. Apply For a Student visa

Getting a student visa is perhaps the most important preparation for overseas studies. Find out about the visa requirements and start the application early.

  1. Finding accommodation

Most international students are likely to be living in school dormitories in their first one or two years abroad. Speak to the counsellors on the options available at the campus or other areas that are close to school.

  1. Open a bank account

Find out about the procedures and requirements needed for opening a bank account in your destination country. Having a local bank account will help your child to manage daily expenses and rent, while you will be able to avoid hefty conversion rates. Certain banks with a global network allow parents to pre-open an account abroad and offer services including instant money transfers.

  1. Getting insured

Next, getting health insurance is just as important as the student visa. It is helpful that the parents have a good understanding of the healthcare system in the destination country, besides the health insurance that their children will need when living abroad.


Cigna HealthFirst Elite 360 Medical Plan offers comprehensive and personalized medical coverage across the stage prevention, diagnosis, treatment and recovery, with a range of hospital and surgical benefits, optional insurance benefits with an annual limit of up to HK$50 million, personalized health assessment, three critical illnesses(cancer, stroke and heart attack) all-rounded care and international medical concierge service. A 360-degree total health protection that spans across all the key stages of your health journey. Learn more here.

Sources:

  1. ohpama:【美國升學】10間最受香港學生歡迎的美國寄宿學校
  2. ohpama:【英國升學】父母親想多了
  3. Ohpama:【澳洲升學懶人包】一文睇清﹗澳洲留學注意事項
  4. Moneyhero:外國留學準備攻略2020

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